InVESTMENT in You…

The Seedling Loan Fund is our latest offering in our Sisters in Finance Loan Program that provides Native women entrepreneurs with access to affordable capital, business development support, and financial wellness resources designed to help businesses start, grow, and thrive.

Loan amounts are available for both emerging and established businesses, with interest rates capped at 3% and opportunities for loan forgiveness through program participation and business development milestones. Eligible borrowers may qualify for up to 30% loan forgiveness by completing program milestones, including:

• Financial wellness curriculum participation

• Completion of a business plan

• Timely loan payments

• Participation in technical assistance and coaching

Loan Options

Loans Up to $3,500 - Designed for entrepreneurs with immediate business needs.

• Approved with NWL and partners, Our Native American Business Network (ONABEN)

• Simple one-page application

• Internal review and approval process

• 0% interest when paid in full within 45 days

Application Requirements:

• Business idea or existing business description

• Immediate funding need

• Demonstrated commitment to your business goals

• One-page business plan

Loans Over $3,500 - Designed for entrepreneurs seeking larger investments to support business growth.

• To be reviewed by the Seedling Loan Fund Committee

• Character-based lending approach

Application Requirements:

• Detailed business application

• Business plan, business vision and goals

• Readiness and commitment essay

• Reflection on how you are—or plan to—uplift those coming behind you

Seedling Loan Fund’s Participant’s commitment when entering the program:

• Participation in Native Women Lead's Financial Wellness Curriculum

• Develop and maintain a business plan

• Engage in technical assistance and coaching opportunities

• Contribute to success story collection and program impact reporting

• Attend the annual conference

• Give back to the Native Women Lead community in a meaningful way

Fill out the Seedling Loan Fund Interest form to see how this program and our Sisters in Finance can support your entrepreneurial journey.

Location: 120 Morningside Drive SE
Alburquerque, NW 87108