Access to Funding Launching in June 2026
Low-Interest Loans
Loan Forgiveness Options
Non-Traditional Lending
Charter & Relationship-Based
InVESTMENT in You…
The Seedling Loan Fund is our latest offering in our Sisters in Finance Loan Program that provides Native women entrepreneurs with access to affordable capital, business development support, and financial wellness resources designed to help businesses start, grow, and thrive.
Loan Options
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Designed for entrepreneurs with immediate business needs.
Approved with NWL and partners, Our Native American Business Network (ONABEN)
Simple one-page application
Internal review and approval process
0% interest when paid in full within 45 days
Application Requirements:
Business idea or existing business description
Immediate funding need
Demonstrated commitment to your business goals
One-page business planescription text goes here
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Designed for entrepreneurs seeking larger investments to support business growth.
To be reviewed by the Seedling Loan Fund Committee
Character-based lending approach
Application Requirements:
Detailed business application
Business plan, business vision and goals
Readiness and commitment essay
Reflection on how you are—or plan to—uplift those coming behind you
Loan amounts are available for both emerging and established businesses, with interest rates capped at 3% and opportunities for loan forgiveness through program participation and business development milestones. Eligible borrowers may qualify for up to 30% loan forgiveness by completing program milestones, including:
Financial wellness curriculum participation
Completion of a business plan
Timely loan payments
Participation in technical assistance and coaching
Seedling Loan Fund’s Participant commitment when entering the program:
Participation in Native Women Lead's Financial Wellness Curriculum
Develop and maintain a business plan
Engage in technical assistance and coaching opportunities
Contribute to success story collection and program impact reporting
Attend the annual conference
Give back to the Native Women Lead community in a meaningful way
Important Dates
Loans Under $3,500
Information Session - June 15 (virtual)
Application Deadline - June 26
Loans Over $3,500
Information Session - July 7 (virtual)
Application Deadline - July 27
Fill out the Seedling Loan Fund Interest form to see how this program and our Sisters in Finance can support your entrepreneurial journey.
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Location: 120 Morningside Drive SE
Alburquerque, NW 87108